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MINI Hardtop 2 Door insurance rates are around $227 a year less than the average vehicle. Full coverage costs about $1,292 a year or $108 a month. Good drivers can save up to $533 a year by practicing safe driving habits. Let’s take a closer look at MINI Hardtop 2 Door insurance rates, safety features, and more.
You can start comparing quotes for MINI Hardtop 2 Door car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average MINI Hardtop 2 Door auto insurance rates are $1,292 a year or $108 a month.
The chart below details how MINI Hardtop 2 Door insurance rates compare to other coupes like the Mercedes-Benz CLA 250, Audi TT, and Nissan 370Z.
|MINI Hardtop 2 Door||$282||$536||$338||$1,292|
|Mercedes-Benz CLA 250||$406||$834||$398||$1,796|
|Cadillac ATS Coupe||$344||$686||$398||$1,586|
However, there are a few things you can do to find the cheapest MINI insurance rates online.
The MINI Hardtop 2 Door trim and model you choose can impact the total price you will pay for MINI Hardtop 2 Door car insurance coverage.
The average MINI Hardtop 2 Door car insurance rates are higher for newer models. For example, car insurance for a 2018 MINI Hardtop 2 Door costs $1,292, while 2017 MINI Hardtop 2 Door insurance costs are $1,286, a difference of $6.
|2018 MINI Hardtop 2 Door||$282||$536||$338||$1,292|
|2017 MINI Hardtop 2 Door||$272||$524||$354||$1,286|
Driver age can have a significant effect on MINI Hardtop 2 Door car insurance rates. For example, 30-year-old drivers pay $57 more for MINI Hardtop 2 Door car insurance than 40-year-old drivers.
Where you live can have a large impact on MINI Hardtop 2 Door insurance rates. For example, drivers in Phoenix may pay $710 a year less than drivers in Los Angeles.
Your driving record can have an impact on your MINI Hardtop 2 Door car insurance rates. Teens and drivers in their 20’s see the highest jump in their MINI Hardtop 2 Door car insurance with violations on their driving record.
Your MINI Hardtop 2 Door car insurance rates are tied to the safety ratings of the MINI Hardtop 2 Door. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Not only do good MINI Hardtop 2 Door crash test ratings mean you are better protected in a crash, but good MINI Hardtop 2 Door crash ratings also mean cheaper insurance rates.
|MINI Hardtop 2 Door||4||4||4||4|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
The MINI Hardtop 2 Door safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your MINI Hardtop 2 Door auto insurance rates. The MINI Hardtop 2 Door’s safety features include:
If you are financing a MINI Hardtop 2 Door, most lenders will require your carry higher MINI Hardtop 2 Door coverage options including comprehensive coverage, so be sure to shop around and compare MINI Hardtop 2 Door car insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on MINI Hardtop 2 Door car insurance. Below are five actions you can take to find cheap MINI Hardtop 2 Door auto insurance rates.
Who is the best company for MINI Hardtop 2 Door insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Hardtop 2 Door insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the MINI Hardtop 2 Door offers.
|Source: Insurance Information Institute|
Save on your MINI Hardtop 2 Door car insurance rates by taking advantage of our FREE comparison tool.