8:00 - 17:00
Opening Hour: Mon - Fri
Honda HR-V insurance rates are about $163 less per year than the average vehicle with full coverage around $1,356 a year or $113 a month. Good drivers can get up to $559 a year in policy discounts by practicing safe driving habits. Let’s take a look at Honda HR-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Honda HR-V auto insurance rates are $1,356 a year or $113 a month.
The chart below details how Honda HR-V insurance rates compare to other crossovers like the Nissan Murano, Chevrolet Equinox, and Mazda CX-5.
However, there are a few things you can do to find the cheapest Honda insurance rates online.
The Honda HR-V trim and model you choose can impact the total price you will pay for Honda HR-V insurance coverage.
Older Honda HR-V models generally cost less to insure. For example, car insurance for a 2020 Honda HR-V costs $1,356, while 2016 Honda HR-V insurance costs are $1,312, a difference of $44.
|2020 Honda HR-V||$294||$532||$372||$1,356|
|2019 Honda HR-V||$280||$512||$390||$1,340|
|2018 Honda HR-V||$270||$506||$398||$1,332|
|2017 Honda HR-V||$260||$494||$416||$1,328|
|2016 Honda HR-V||$250||$474||$430||$1,312|
Driver age can have a significant effect on Honda HR-V car insurance rates. For example, 30-year-old drivers pay $60 more for Honda HR-V car insurance than 40-year-old drivers.
Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in Jacksonville may pay $813 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Honda HR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.
Your Honda HR-V car insurance rates are tied to the safety ratings of the Honda HR-V. See the breakdown below:
|Small overlap front: driver-side||Good|
|Small overlap front: passenger-side||Good|
|Moderate overlap front||Good|
|Head restraints and seats||Good|
|Source: Insurance Institute for Highway Safety|
Good Honda HR-V crash test ratings mean the VW is safer, which could mean cheaper Honda HR-V car insurance rates.
|2020 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2020 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2019 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2019 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2018 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2018 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2017 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2017 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|2016 Honda HR-V SUV FWD||5 stars||4 stars||5 stars||4 stars|
|2016 Honda HR-V SUV AWD||5 stars||4 stars||5 stars||4 stars|
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
Having a variety of safety features on your Honda HR-V can help lower your Honda HR-V insurance costs. The Honda HR-V’s safety features include:
If you are financing a Honda HR-V, most lenders will require your carry higher Honda HR-V coverages including comprehensive coverage, so be sure to compare Honda HR-V car insurance rates from the best companies using our FREE tool below.
Although it may seem like your Honda HR-V car insurance rates are set, there are a few measures that you can take to secure the best Honda HR-V car insurance rates possible. Take a look at the following five ways to save on Honda HR-V auto insurance.
Several insurance companies offer competitive rates for the Honda HR-V based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda HR-V drivers organized by market share.
|Source: Insurance Information Institute|
You can start comparing quotes for Honda HR-V auto insurance rates from some of the best auto insurance companies by using our free online tool now.